2025 Compare Cities Cost of Living:
Fort Walton Beach, FL vs Palm Bay, FL

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Highlights
Is it cheaper to live in Palm Bay or is it cheaper to live in Fort Walton Beach?
- Palm Bay is 5.3% less expensive than Fort Walton Beach.

Which city has more affordable housing, Palm Bay or Fort Walton Beach?
- Palm Bay housing costs are 18.9% less expensive than Fort Walton Beach housing costs.

Is Health Care more affordable in Fort Walton Beach or is Health Care more affordable in Palm Bay.
- Health related expenses are 4.1% less in Palm Bay.
 Fort Walton Beach, FLPalm Bay, FLUnited States
 Overall  Unlock95.6100
 Food & Groceries100.2  Unlock100
 Health  Unlock99.9100
 Housing95.6  Unlock100
 Median Home Cost  Unlock$301,500$338,100
 Utilities103  Unlock100
 Transportation  Unlock89.1100
 Miscellaneous105.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Fort Walton Beach    10 Reviews

Over 3 years ago

Ive lived in Fort Walton for atleast 15yrs.Ive seen the good days(early to late 200's)and now the bad.If you move here,youd better make atleast $10,000 a month.These  More

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I would like to know if Fort Walton Beach is a better place to live rather than busy Clearwater FL. We want to re-locate to a quieter city with all the amenities of a  More

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FWB is great for its beautiful beaches and saltwater fishing. It's also easy to move around town except during rush hour (yes, we have a rush hour - but it literally  More

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Reviews for Palm Bay    27 Reviews

I moved to Palm Bay in 2020 and the cost of living has skyrocketed! A two bedroom apartment was around $900/month in 2020. Now it's $1600 and up. Mostly up. A three  More

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My family of 4 have lived here in NW Palm Bay for over 10 years. My wife and my son from another marriage lived here for over 7 before that. I myself have lived here for  More

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I lived in Palm Bay for 12 years. It's a very unfriendly and crowded place to live. It's well into the 90's from late April till right around the 10th of November. The  More

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