2025 Compare Cities Cost of Living:
Gilroy, CA vs Santa Cruz, CA

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Highlights
Is it cheaper to live in Santa Cruz or is it cheaper to live in Gilroy?
- Santa Cruz is 19.5% less expensive than Gilroy.

Which city has more affordable housing, Santa Cruz or Gilroy?
- Santa Cruz housing costs are 34.5% more expensive than Gilroy housing costs.

Is Health Care more affordable in Gilroy or is Health Care more affordable in Santa Cruz.
- Health related expenses are 1.4% more in Santa Cruz.
 Gilroy, CASanta Cruz, CAUnited States
 Overall  Unlock186.0100
 Food & Groceries111.1  Unlock100
 Health  Unlock109.2100
 Housing312.8  Unlock100
 Median Home Cost  Unlock$1,270,800$338,100
 Utilities105  Unlock100
 Transportation  Unlock110.5100
 Miscellaneous156.2  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Gilroy    4 Reviews

Over 14 years ago

I am in the process and figuring out where to move and I have been doing cost comparison, amoung other things, on different places. When will you be updating the tax  More

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Trust me, I love the ecosystem in Gilroy but the truth is that city as a whole does not care about its youth(nor the silicon vally in general but gilroy takes the  More

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Over 19 years ago

Since moving to Gilory six years ago, I've really fallen in love with the small town atmoshpere. I communte 30 minutes to San Jose along with my kids every day. That  More

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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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