2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs Carlsbad, CA

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Highlights
Is it cheaper to live in Carlsbad or is it cheaper to live in Half Moon Bay?
- Carlsbad is 38.0% less expensive than Half Moon Bay.

Which city has more affordable housing, Carlsbad or Half Moon Bay?
- Carlsbad housing costs are 22.4% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in Carlsbad.
- Health related expenses are 24.2% less in Carlsbad.
 Half Moon Bay, CACarlsbad, CAUnited States
 Overall  Unlock154.9100
 Food & Groceries114.8  Unlock100
 Health  Unlock89.0100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$1,320,200$338,100
 Utilities88  Unlock100
 Transportation  Unlock125.6100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for Carlsbad    38 Reviews

I've lived in Carlsbad (92008) for 8 years now and really appreciate all that it has to offer. Yes, ALL of San Diego County is expensive, but Carlsbad has [possibly]  More

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Over 4 years ago

Carlson has the worst winters. It averages about 10 meters of snow per week. Every shop is  More

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Ok, I get it, the climate is mild and tolerable but even that is over-rated when you consider how many cloudy days there are in this town. The sun coming out at 3 and  More

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