2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs Chula Vista, CA

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Highlights
Is it cheaper to live in Chula Vista or is it cheaper to live in Half Moon Bay?
- Chula Vista is 38.0% less expensive than Half Moon Bay.

Which city has more affordable housing, Chula Vista or Half Moon Bay?
- Chula Vista housing costs are 52.8% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in Chula Vista.
- Health related expenses are 24.2% less in Chula Vista.
 Half Moon Bay, CAChula Vista, CAUnited States
 Overall  Unlock154.9100
 Food & Groceries114.8  Unlock100
 Health  Unlock89.0100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$759,300$338,100
 Utilities88  Unlock100
 Transportation  Unlock127.9100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for Chula Vista    9 Reviews

Over 14 years ago

I live in Chula Vista, California (San Diego County). I've lived here close to eight years now. A very conservative town to say the least. I would call this a military  More

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Over 14 years ago

Quality of life has seriously deteriorated over the last few years. Too crowded and too  More

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Over 15 years ago

My Husband and I enjoy living in Eastlake a subdivision of Chula Vista, Ca near San  More

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