2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs Santa Fe, NM

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Highlights
Is it cheaper to live in Santa Fe or is it cheaper to live in Half Moon Bay?
- Santa Fe is 55.2% less expensive than Half Moon Bay.

Which city has more affordable housing, Santa Fe or Half Moon Bay?
- Santa Fe housing costs are 68.1% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in Santa Fe.
- Health related expenses are 30.0% less in Santa Fe.
 Half Moon Bay, CASanta Fe, NMUnited States
 Overall  Unlock112.0100
 Food & Groceries114.8  Unlock100
 Health  Unlock82.2100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$541,100$338,100
 Utilities88  Unlock100
 Transportation  Unlock80.2100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for Santa Fe    55 Reviews

I’ve recently moved to Santa Fe from Colorado. I love Santa Fe for various reasons… mostly because of the tricultural aspects of it. We have amazing Native American,  More

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Over 6 years ago

Bought a house here in 2013 and split my time here with other house in Adirondack Mountains of NYS. Santa Fe is great, but not perfect. Love the climate. 306 days of  More

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Over 6 years ago

The only 2 things about Santa Fe that are nice is the scenery and the weather. But, those two things cannot bring about the total comfort and homeyness that makes a city  More

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