2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs Santa Rosa, CA

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Highlights
Is it cheaper to live in Santa Rosa or is it cheaper to live in Half Moon Bay?
- Santa Rosa is 39.3% less expensive than Half Moon Bay.

Which city has more affordable housing, Santa Rosa or Half Moon Bay?
- Santa Rosa housing costs are 55.6% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in Santa Rosa.
- Health related expenses are 6.0% less in Santa Rosa.
 Half Moon Bay, CASanta Rosa, CAUnited States
 Overall  Unlock151.8100
 Food & Groceries114.8  Unlock100
 Health  Unlock110.3100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$666,900$338,100
 Utilities88  Unlock100
 Transportation  Unlock103.6100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for Santa Rosa    43 Reviews

I was born and raised here. Santa Rosa used to be a great city great location great weather but now it is overcrowded and crime is off the charts and housing is crazy  More

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I've lived her over 20 years and it's a pretty nice place. The main vibe is you feel safe doing this day or night. Most of the neighborhoods are well taken care of, they  More

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Terrible city that's hurting for money. After going on a long hiatus from enforcing traffic laws, they've recently turned their highways into an ATM machine/cash cow by  More

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