2025 Compare Cities Cost of Living:
Hayward, CA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Hayward?
- Half Moon Bay is 27.9% more expensive than Hayward.

Which city has more affordable housing, Half Moon Bay or Hayward?
- Half Moon Bay housing costs are 74.0% more expensive than Hayward housing costs.

Is Health Care more affordable in Hayward or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 0.5% more in Half Moon Bay.
 Hayward, CAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries110.6  Unlock100
 Health  Unlock117.4100
 Housing290.1  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities93  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous158.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Hayward    4 Reviews

I've lived in Hayward for 20 years. Traditionally a working  More

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Hetchy Hechy water is very pure,the summers are about 78f..warm enough. Winters are sunny for the most part and by average.One University and one College in this small  More

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Over 11 years ago

convenient BART and bus if you have no  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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