2025 Compare Cities Cost of Living:
Jacksonville Beach, FL vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Jacksonville Beach?
- Fernandina Beach is 15.3% more expensive than Jacksonville Beach.

Which city has more affordable housing, Fernandina Beach or Jacksonville Beach?
- Fernandina Beach housing costs are 6.2% less expensive than Jacksonville Beach housing costs.

Is Health Care more affordable in Jacksonville Beach or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 9.4% more in Fernandina Beach.
 Jacksonville Beach, FLFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries105.8  Unlock100
 Health  Unlock109.6100
 Housing160.6  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities101  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous104.2  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Jacksonville Beach    8 Reviews

Moved here from Los Angeles. Couldn’t be happier - great climate, great people, low taxes and cost of living. No complaints  More

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Over 15 years ago

Great lifestyle! Residential beach community with one of the lowest chances of receiving a direct hurricane hit along the Florida coastline. You will find fabulous  More

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Over 16 years ago

Never realized how much cooler living by the beach can  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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