2025 Compare Cities Cost of Living:
Lake Forest, IL vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Lake Forest?
- Fernandina Beach is 13.7% more expensive than Lake Forest.

Which city has more affordable housing, Fernandina Beach or Lake Forest?
- Fernandina Beach housing costs are 47.2% less expensive than Lake Forest housing costs.

Is Health Care more affordable in Lake Forest or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 13.8% more in Fernandina Beach.
 Lake Forest, ILFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries108.2  Unlock100
 Health  Unlock109.6100
 Housing285.4  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities94  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous141.0  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Lake Forest    4 Reviews

We relocated cross county to Lake Forest about a year ago due to a job change. We looked at nearby communities, within proximity of the work commute (the office is in  More

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Be prepared for a so called upscale town with entitled, overpaid, snooty people from teenagers who sneer at you to adults who look you up and down, who make demands on a  More

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Over 15 years ago

Long cold winters, short cold springs, hot humid summers, nice  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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