2025 Compare Cities Cost of Living:
Ludington, MI vs Champaign, IL

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Highlights
Is it cheaper to live in Champaign or is it cheaper to live in Ludington?
- Champaign is 3.0% more expensive than Ludington.

Which city has more affordable housing, Champaign or Ludington?
- Champaign housing costs are 12.6% less expensive than Ludington housing costs.

Is Health Care more affordable in Ludington or is Health Care more affordable in Champaign.
- Health related expenses are 37.9% more in Champaign.
 Ludington, MIChampaign, ILUnited States
 Overall  Unlock81.1100
 Food & Groceries91.7  Unlock100
 Health  Unlock111.4100
 Housing62.6  Unlock100
 Median Home Cost  Unlock$190,400$338,100
 Utilities98  Unlock100
 Transportation  Unlock69.4100
 Miscellaneous93.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Ludington    3 Reviews

Over 17 years ago

Is awesome. I love salmon fishing there. During the summer months there will be thousands of people from Ludington all the way to Frankfort and everyone usually leaves  More

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The beach is the place to be!!!! It is one of the absolute most beautiful beaches in Michigan! The sand dunes on the way to the state park are fabulous and  More

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If you like mild summers and snowy winters this is the place to be!!! From Memorial Day to Labor Day, almost like a switch, the weather is beautiful!! You have your  More

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Reviews for Champaign    13 Reviews

Over 6 years ago

Pros - close to Chicago, has Parkland community college and lots of places to eat. There is a train station downtown that is really good. Beautiful deciduous trees and  More

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Over 8 years ago

I wonderful city with great  More

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Actually it's barely a nice place to live. The pros: Not terribly expensive - at one point the least expensive place to live in the country among modest sized  More

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