2026 Compare Cities Cost of Living:
Lutz, FL vs Gainesville, FL

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Highlights
Is it cheaper to live in Gainesville or is it cheaper to live in Lutz?
- Gainesville is 11.5% less expensive than Lutz.

Which city has more affordable housing, Gainesville or Lutz?
- Gainesville housing costs are 36.1% less expensive than Lutz housing costs.

Is Health Care more affordable in Lutz or is Health Care more affordable in Gainesville.
- Health related expenses are 7.3% more in Gainesville.
 Lutz, FLGainesville, FLUnited States
 Overall  Unlock92.2100
 Food & Groceries106.3  Unlock100
 Health  Unlock107.6100
 Housing123.1  Unlock100
 Median Home Cost  Unlock$271,700$338,100
 Utilities102  Unlock100
 Transportation  Unlock81.5100
 Miscellaneous104.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Lutz    7 Reviews

Over 7 years ago

Lived here for 2 years - the growth is amazing. Schools are good as long as you are an involved parent (I would say this about almost any school district); have had  More

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Over 10 years ago

The teachers have no concern about the students. If you send an e-mail requesting tutoring, there is no response and the student gets no assistance. The  More

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Over 17 years ago

There are so very many foreclosures in Lutz it is awful. In the gated communities, there is at least a foreclosure every other street. If you check the web site for  More

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Reviews for Gainesville    60 Reviews

Over 4 years ago

I've lived here most of my life. It's changed a lot, and a lot of the locals don't like it. Because it's home to one of the largest universities in the country, we see a  More

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Lovely diverse city! People is nice and there is always something to do. Outdoors activities are awesome! The springs are beautiful and there are plenty of hiking  More

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Gainesville has the highest taxes and electrical rates in the state. The city is run by a bunch of liberals who have no idea what they are doing. Crime and homelessness  More

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