2026 Compare Cities Cost of Living:
Morro Bay, CA vs Fort Walton Beach, FL

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Highlights
Is it cheaper to live in Fort Walton Beach or is it cheaper to live in Morro Bay?
- Fort Walton Beach is 30.9% less expensive than Morro Bay.

Which city has more affordable housing, Fort Walton Beach or Morro Bay?
- Fort Walton Beach housing costs are 65.6% less expensive than Morro Bay housing costs.

Is Health Care more affordable in Morro Bay or is Health Care more affordable in Fort Walton Beach.
- Health related expenses are 4.3% less in Fort Walton Beach.
 Morro Bay, CAFort Walton Beach, FLUnited States
 Overall  Unlock100.9100
 Food & Groceries108.3  Unlock100
 Health  Unlock104.2100
 Housing277.8  Unlock100
 Median Home Cost  Unlock$322,200$338,100
 Utilities86  Unlock100
 Transportation  Unlock90.1100
 Miscellaneous144.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Morro Bay    2 Reviews

Over 13 years ago

Morro Bay is mostly a small,quiet,working fishing and retirement community.It is located approximately 12 miles north of San Luis Obispo,Ca.The weather here is mild most  More

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Beautiful area, right on the ocean, cool huge rock in the water. I love the small, walkable community and the farmers market is awesome. The temperature is always  More

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Reviews for Fort Walton Beach    10 Reviews

Over 4 years ago

Ive lived in Fort Walton for atleast 15yrs.Ive seen the good days(early to late 200's)and now the bad.If you move here,youd better make atleast $10,000 a month.These  More

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I would like to know if Fort Walton Beach is a better place to live rather than busy Clearwater FL. We want to re-locate to a quieter city with all the amenities of a  More

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FWB is great for its beautiful beaches and saltwater fishing. It's also easy to move around town except during rush hour (yes, we have a rush hour - but it literally  More

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