2025 Compare Cities Cost of Living:
New York, NY vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in New York?
- Fernandina Beach is 36.1% less expensive than New York.

Which city has more affordable housing, Fernandina Beach or New York?
- Fernandina Beach housing costs are 32.9% less expensive than New York housing costs.

Is Health Care more affordable in New York or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 14.1% less in Fernandina Beach.
 New York, NYFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries116.6  Unlock100
 Health  Unlock109.6100
 Housing224.3  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities151  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous136.4  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for New York    330 Reviews

I'm from the South and the perception I had was that New York was a filthy slum full of sketchy people and crime. I visited it, and it's actually on the other end of the  More

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New York City is crazy Great there are to many things to do and see in NYC for anyone to ever complain about the city other than most Of the population with stacked on  More

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Over 4 years ago

filthy. deplorable. weak character. the people of new york aren't classy, they're not even decent. rude, obnoxious, arrogant, and smug, and to make it all worse there's  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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