2025 Compare Cities Cost of Living:
Olympia, WA vs Ferndale, WA

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Highlights
Is it cheaper to live in Ferndale or is it cheaper to live in Olympia?
- Ferndale is 4.8% more expensive than Olympia.

Which city has more affordable housing, Ferndale or Olympia?
- Ferndale housing costs are 12.3% more expensive than Olympia housing costs.

Is Health Care more affordable in Olympia or is Health Care more affordable in Ferndale.
- Health related expenses are 11.6% more in Ferndale.
 Olympia, WAFerndale, WAUnited States
 Overall  Unlock117.5100
 Food & Groceries101.4  Unlock100
 Health  Unlock97.2100
 Housing155.4  Unlock100
 Median Home Cost  Unlock$559,700$338,100
 Utilities74  Unlock100
 Transportation  Unlock86.5100
 Miscellaneous143.0  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Olympia    39 Reviews

We moved here from Kitsap Bremerton/Silverdale WA area and this beats it all the way in all material ways. The only reason not to give it 5 stars is the cost of  More

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Over 4 years ago

The city is horrible. The business have been chased out by homeless. The city government makes it for difficult for businesses to thrive. If you like what Seattle is  More

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Having lived all over the world we decided to retire in Olympia and live on the Puget Sound. Yes it rains but the weather can change dramatically in a day with sun and  More

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Reviews for Ferndale    2 Reviews

Over 17 years ago

Ferndale is expensive. Its a great place, next to the ocean, safe, close to local Bellingham nightlife, lots of scenery and parks but it's just too unaffordable. I'm a  More

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Over 18 years ago

Our property taxes went up 45% this year. Guess we shouldn't have weeded the yard or mowed the lawn! Gas prices are 40 cents per gallon higher than the national  More

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