2025 Compare Cities Cost of Living:
Olympia, WA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Olympia?
- Half Moon Bay is 123.0% more expensive than Olympia.

Which city has more affordable housing, Half Moon Bay or Olympia?
- Half Moon Bay housing costs are 224.8% more expensive than Olympia housing costs.

Is Health Care more affordable in Olympia or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 34.8% more in Half Moon Bay.
 Olympia, WAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries101.4  Unlock100
 Health  Unlock117.4100
 Housing155.4  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities74  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous143.0  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Olympia    39 Reviews

We moved here from Kitsap Bremerton/Silverdale WA area and this beats it all the way in all material ways. The only reason not to give it 5 stars is the cost of  More

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Over 4 years ago

The city is horrible. The business have been chased out by homeless. The city government makes it for difficult for businesses to thrive. If you like what Seattle is  More

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Having lived all over the world we decided to retire in Olympia and live on the Puget Sound. Yes it rains but the weather can change dramatically in a day with sun and  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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