2025 Compare Cities Cost of Living:
Palm Bay, FL vs Lutz, FL

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Highlights
Is it cheaper to live in Lutz or is it cheaper to live in Palm Bay?
- Lutz is 9.0% more expensive than Palm Bay.

Which city has more affordable housing, Lutz or Palm Bay?
- Lutz housing costs are 58.8% more expensive than Palm Bay housing costs.

Is Health Care more affordable in Palm Bay or is Health Care more affordable in Lutz.
- Health related expenses are 0.4% more in Lutz.
 Palm Bay, FLLutz, FLUnited States
 Overall  Unlock104.2100
 Food & Groceries99.1  Unlock100
 Health  Unlock100.3100
 Housing77.5  Unlock100
 Median Home Cost  Unlock$438,900$338,100
 Utilities98  Unlock100
 Transportation  Unlock117.8100
 Miscellaneous105.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Palm Bay    27 Reviews

I moved to Palm Bay in 2020 and the cost of living has skyrocketed! A two bedroom apartment was around $900/month in 2020. Now it's $1600 and up. Mostly up. A three  More

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My family of 4 have lived here in NW Palm Bay for over 10 years. My wife and my son from another marriage lived here for over 7 before that. I myself have lived here for  More

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I lived in Palm Bay for 12 years. It's a very unfriendly and crowded place to live. It's well into the 90's from late April till right around the 10th of November. The  More

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Reviews for Lutz    7 Reviews

Over 6 years ago

Lived here for 2 years - the growth is amazing. Schools are good as long as you are an involved parent (I would say this about almost any school district); have had  More

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Over 9 years ago

The teachers have no concern about the students. If you send an e-mail requesting tutoring, there is no response and the student gets no assistance. The  More

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Over 16 years ago

There are so very many foreclosures in Lutz it is awful. In the gated communities, there is at least a foreclosure every other street. If you check the web site for  More

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