2025 Compare Cities Cost of Living:
San Francisco, CA vs Kapaa, HI

Change Cities
Highlights
Is it cheaper to live in Kapaa or is it cheaper to live in San Francisco?
- Kapaa is 37.0% less expensive than San Francisco.

Which city has more affordable housing, Kapaa or San Francisco?
- Kapaa housing costs are 54.2% less expensive than San Francisco housing costs.

Is Health Care more affordable in San Francisco or is Health Care more affordable in Kapaa.
- Health related expenses are 13.6% less in Kapaa.
 San Francisco, CAKapaa, HIUnited States
 Overall  Unlock154.6100
 Food & Groceries116.6  Unlock100
 Health  Unlock99.3100
 Housing504.4  Unlock100
 Median Home Cost  Unlock$854,000$338,100
 Utilities98  Unlock100
 Transportation  Unlock95.6100
 Miscellaneous162.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for San Francisco    149 Reviews

from a single guy's perspective. let's start this review from 2017. I moved here to be near to my sister who also relocated, and also to attend Cal State East Bay in  More

   |    Reply

I've lived in San Francisco for ten years. I thought I would write a balanced review for people looking to move here. My family is from places like Boise, Atlanta,  More

   |    Reply

I've lived in San Francisco for ten years. I thought I would write a balanced review for people looking to move here. My family is from places like Boise, Atlanta,  More

   |    Reply

Start Your Review of San Francisco

Reviews for Kapaa    4 Reviews

I have lived on Kaua'i, Hawai'i for about two years now, with about 20 years of prior vacationing (up to 1 month). Living here is much different than vacationing here,  More

   |    Reply

Over 7 years ago

My wife and I had the pleasure of visiting Kapaa in July of 2017. As tourists we found it a wonderful place. There were ample places to eat and shop for souvenirs.   More

   |    Reply

Over 8 years ago

For many, Kapaa is considered middle of the island in a way. Whether you are going North or going South, Kapaa seems to be a great midway point. There are tons of  More

   |    Reply

Start Your Review of Kapaa


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.