2025 Compare Cities Cost of Living:
San Francisco, CA vs Morro Bay, CA

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Highlights
Is it cheaper to live in Morro Bay or is it cheaper to live in San Francisco?
- Morro Bay is 40.5% less expensive than San Francisco.

Which city has more affordable housing, Morro Bay or San Francisco?
- Morro Bay housing costs are 44.9% less expensive than San Francisco housing costs.

Is Health Care more affordable in San Francisco or is Health Care more affordable in Morro Bay.
- Health related expenses are 5.2% less in Morro Bay.
 San Francisco, CAMorro Bay, CAUnited States
 Overall  Unlock146.1100
 Food & Groceries116.6  Unlock100
 Health  Unlock108.9100
 Housing504.4  Unlock100
 Median Home Cost  Unlock$906,200$338,100
 Utilities98  Unlock100
 Transportation  Unlock94.6100
 Miscellaneous162.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for San Francisco    149 Reviews

from a single guy's perspective. let's start this review from 2017. I moved here to be near to my sister who also relocated, and also to attend Cal State East Bay in  More

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I've lived in San Francisco for ten years. I thought I would write a balanced review for people looking to move here. My family is from places like Boise, Atlanta,  More

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I've lived in San Francisco for ten years. I thought I would write a balanced review for people looking to move here. My family is from places like Boise, Atlanta,  More

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Reviews for Morro Bay    2 Reviews

Over 12 years ago

Morro Bay is mostly a small,quiet,working fishing and retirement community.It is located approximately 12 miles north of San Luis Obispo,Ca.The weather here is mild most  More

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Beautiful area, right on the ocean, cool huge rock in the water. I love the small, walkable community and the farmers market is awesome. The temperature is always  More

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