2025 Compare Cities Overview:
Santa Cruz, CA vs Monterey, CA

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Highlights
Are people in Monterey older or younger than people in Santa Cruz?
- The Median Age in Monterey is 8.4 years older than in Santa Cruz.

Are housing costs cheaper in Monterey or Santa Cruz?
- Monterey housing costs are 19.6% less expensive than Santa Cruz housing costs.

Which city has a longer commute, Monterey or Santa Cruz?
- The average commute for residents of Monterey is 8.2 minutes shorter than it is for residents of Santa Cruz.

Things to do in Santa Cruz?
Santa Cruz, California is an incredible city located in the heart of the Monterey Bay area. This beautiful city offers plenty for visitors to explore such as the stunning natural beaches or the charming downtown area. Residents here also take advantage of all the outdoor activities available at Santa Cruz Boardwalk and Beach, Wilder Ranch State Park, and Seymour Marine Discovery Center. With its excellent school systems, thriving businesses, and numerous recreational opportunities, it's no wonder why so many people choose to make Santa Cruz their home.

Things to do in Monterey?
Monterey, CA is an iconic beach city located on the Monterey Peninsula of California's central coast. This picturesque coastal community offers stunning beaches, world-class golf courses, fabulous restaurants and galleries, plus numerous other recreational activities.

 Santa Cruz, CAMonterey, CAUnited States
 Population  Unlock30,014329,725,481
 Median Income$96,217  Unlock$69,021
 Median Age  Unlock37.438.4
 Avg. Home Price$1,270,800  Unlock$338,100
 Unemployment Rate  Unlock3.8%6.0%
 Avg. Commute Time23.45  Unlock26.38
Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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Reviews for Monterey    21 Reviews

Over 8 years ago

The Monterey city area is an excellent place to live and one of the few California locales where it's relatively safe to raise a family. If I could no longer live here I  More

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I grew up on the Monterey Peninsula and had to leave to climb out of poverty. The median income is $35,000 and outside of the military, the jobs are mostly service  More

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My husband and I are just crazy about Monterey. I wonder if we take housing expenses (mortgage or rent) out of the picture, is Monterey still a very expensive city to  More

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