2025 Compare Cities Cost of Living:
Santa Cruz, CA vs Morgan Hill, CA

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Highlights
Is it cheaper to live in Morgan Hill or is it cheaper to live in Santa Cruz?
- Morgan Hill is 24.2% more expensive than Santa Cruz.

Which city has more affordable housing, Morgan Hill or Santa Cruz?
- Morgan Hill housing costs are 2.4% less expensive than Santa Cruz housing costs.

Is Health Care more affordable in Santa Cruz or is Health Care more affordable in Morgan Hill.
- Health related expenses are 1.4% less in Morgan Hill.
 Santa Cruz, CAMorgan Hill, CAUnited States
 Overall  Unlock231.0100
 Food & Groceries111.5  Unlock100
 Health  Unlock107.7100
 Housing420.7  Unlock100
 Median Home Cost  Unlock$1,194,000$338,100
 Utilities94  Unlock100
 Transportation  Unlock157.4100
 Miscellaneous155.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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Reviews for Morgan Hill    6 Reviews

Utility bills for my 3 bedroom house pinch me every month and encourage me to move to San Jose area. Why are utilities in this city are so expensive like other living  More

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Over 15 years ago

After spending all of my life in the mid-west I had the hardest time getting used to living in California the lifestyle was so different. There is only one thing that I  More

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Ever wonder why many Italians immigrated to the San Jose California area? The answer is that the weather is most like what they are used to. Temperate. Slightly warm,  More

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