2025 Compare Cities Cost of Living:
Santa Cruz, CA vs Somerville, MA

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Highlights
Is it cheaper to live in Somerville or is it cheaper to live in Santa Cruz?
- Somerville is 22.2% less expensive than Santa Cruz.

Which city has more affordable housing, Somerville or Santa Cruz?
- Somerville housing costs are 33.0% less expensive than Santa Cruz housing costs.

Is Health Care more affordable in Santa Cruz or is Health Care more affordable in Somerville.
- Health related expenses are 18.3% less in Somerville.
 Santa Cruz, CASomerville, MAUnited States
 Overall  Unlock144.7100
 Food & Groceries111.5  Unlock100
 Health  Unlock89.2100
 Housing420.7  Unlock100
 Median Home Cost  Unlock$762,800$338,100
 Utilities94  Unlock100
 Transportation  Unlock106.7100
 Miscellaneous155.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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Reviews for Somerville    3 Reviews

I've lived in Somerville/Cambridge for 10 years, the last 4.5 with my husband in Spring Hill. It really is a great place to live if you are in your 20s & 30s: it is  More

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Living in Somerville is OK. I'm not a 'city' person and I would rather be out in the country some place, but it's not too bad here. I'm in my early 50s and own a house.  More

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Over 17 years ago

we are midwest transplants to the Boston area and lucked out by finding this great little neighborhood - right on the train line, little stores and good community - we  More

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