2025 Compare Cities Cost of Living:
Santa Rosa, CA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Santa Rosa?
- Half Moon Bay is 64.7% more expensive than Santa Rosa.

Which city has more affordable housing, Half Moon Bay or Santa Rosa?
- Half Moon Bay housing costs are 125.4% more expensive than Santa Rosa housing costs.

Is Health Care more affordable in Santa Rosa or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 6.4% more in Half Moon Bay.
 Santa Rosa, CAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries109.8  Unlock100
 Health  Unlock117.4100
 Housing223.9  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities100  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous153.3  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Rosa    43 Reviews

I was born and raised here. Santa Rosa used to be a great city great location great weather but now it is overcrowded and crime is off the charts and housing is crazy  More

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I've lived her over 20 years and it's a pretty nice place. The main vibe is you feel safe doing this day or night. Most of the neighborhoods are well taken care of, they  More

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Terrible city that's hurting for money. After going on a long hiatus from enforcing traffic laws, they've recently turned their highways into an ATM machine/cash cow by  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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