2025 Compare Cities Cost of Living:
Schenectady, NY vs Cumberland, MD

Change Cities
Highlights
Is it cheaper to live in Cumberland or is it cheaper to live in Schenectady?
- Cumberland is 20.0% less expensive than Schenectady.

Which city has more affordable housing, Cumberland or Schenectady?
- Cumberland housing costs are 55.3% less expensive than Schenectady housing costs.

Is Health Care more affordable in Schenectady or is Health Care more affordable in Cumberland.
- Health related expenses are 27.1% less in Cumberland.
 Schenectady, NYCumberland, MDUnited States
 Overall  Unlock73.2100
 Food & Groceries99.4  Unlock100
 Health  Unlock84.2100
 Housing78.0  Unlock100
 Median Home Cost  Unlock$126,500$338,100
 Utilities111  Unlock100
 Transportation  Unlock79.0100
 Miscellaneous132.0  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Schenectady    4 Reviews

Over 4 years ago

I have lived in Schenectady for more than two decades, not necessarily by choice up until now. The city looks like it's growing and developing downtown, which is a very  More

   |    Reply

Over 16 years ago

WE have been looking in Schenectady for a few years. We have stayed at the Parker INN a few times in the Presidential Suite. It has what we want. City atmosphere, but  More

   |    Reply

Over 17 years ago

shenectady is a great place to start businesses as well as providing affordable  More

   |    Reply

Start Your Review of Schenectady

Reviews for Cumberland    4 Reviews

The cost of living here is too high. It has one of the highest gas prices in the state. Cost of Food is much higher. Rents are much higher then in Hampton Roads area of  More

   |    Reply

Over 17 years ago

Don't move here because the governor and state legislature raise all types of taxes including Business taxes. Also the other reason to discourage people to move here is  More

   |    Reply

For a more accurate view of Cumberland, search zipcode 21502--Cumberland is scattered over several hills and creek beds, and the zip more accurately reflects the whole  More

   |    Reply

Start Your Review of Cumberland


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.