2025 Compare Cities Cost of Living:
Spearfish, SD vs Ramsey, NJ

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Highlights
Is it cheaper to live in Ramsey or is it cheaper to live in Spearfish?
- Ramsey is 50.8% more expensive than Spearfish.

Which city has more affordable housing, Ramsey or Spearfish?
- Ramsey housing costs are 123.1% more expensive than Spearfish housing costs.

Is Health Care more affordable in Spearfish or is Health Care more affordable in Ramsey.
- Health related expenses are 32.5% less in Ramsey.
 Spearfish, SDRamsey, NJUnited States
 Overall  Unlock141.0100
 Food & Groceries101.4  Unlock100
 Health  Unlock97.9100
 Housing95.8  Unlock100
 Median Home Cost  Unlock$623,800$338,100
 Utilities93  Unlock100
 Transportation  Unlock139.6100
 Miscellaneous93.4  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Spearfish    4 Reviews

I've been in the black Hills since 1994 and,recently moved to the east side of the state, Sioux Falls to be exact. Spearfish, is a very nice & beautiful community but,  More

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Over 18 years ago

The weather is perfect for outdoor  More

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Over 18 years ago

Spearfish is beautiful but there is very little job opportunity. As a result those people who want to advance in their career should avoid Spearfish. On the other hand  More

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Reviews for Ramsey    4 Reviews

Upside: Ramsey is a great town in Bergen County with so much to offer. Schools are good and there is a pretty, compact shopping district. It is less congested than towns  More

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Over 17 years ago

Ramsey has been a great place to have our children grow up in, very low crime rate, top education & close to everything one might  More

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Live here since 1983; brought up my kids here. Want to leave because the it's just too expensive to maintain a decent lifestyle here. My kids don't want to stay either.  More

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