2025 Compare Cities Cost of Living:
St. Cloud, MN vs Winter Haven, FL

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Highlights
Is it cheaper to live in Winter Haven or is it cheaper to live in St. Cloud?
- Winter Haven is 1.9% more expensive than St. Cloud.

Which city has more affordable housing, Winter Haven or St. Cloud?
- Winter Haven housing costs are 0.3% less expensive than St. Cloud housing costs.

Is Health Care more affordable in St. Cloud or is Health Care more affordable in Winter Haven.
- Health related expenses are 33.6% more in Winter Haven.
 St. Cloud, MNWinter Haven, FLUnited States
 Overall  Unlock91.6100
 Food & Groceries97.0  Unlock100
 Health  Unlock100.9100
 Housing72.2  Unlock100
 Median Home Cost  Unlock$281,200$338,100
 Utilities98  Unlock100
 Transportation  Unlock91.0100
 Miscellaneous112.5  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for St. Cloud    11 Reviews

The scenery and the water is amazing here affordable living for retired people  More

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Over 4 years ago

Lived here previously, have friends that still do. i don't know why anyone stays. It is the armpit of the state. Smaller town, so everyone knows everyone and is in your  More

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Over 8 years ago

A Stabbing happened at a local mall. I would not recommend the school district either. I heard about bullying in the schools too. I would not recommend living in the  More

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Reviews for Winter Haven    9 Reviews

Over 2 years ago

I moved here 4 years ago from Sarasota FL., because it seemed quiet, calmer, less expensive, and a reasonable distance back to SRQ, Tampa, and Orlando. What a mistake!  More

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Definitely NOT a fan. My son moved me here without checking the rental home or neighborhood. WOW, we're we in for a surprise. It's total ghetto. I would NEVER  More

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Over 8 years ago

I lived in Bartow, right down the road from WH for many years. This is not a metropolitan area. It is middle class, bedroom community. It will take you less than an hour  More

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