2025 Compare Cities Cost of Living:
Toledo, OH vs Waterloo, IA

Change Cities
Highlights
Is it cheaper to live in Waterloo or is it cheaper to live in Toledo?
- Waterloo is 2.2% less expensive than Toledo.

Which city has more affordable housing, Waterloo or Toledo?
- Waterloo housing costs are 41.6% more expensive than Toledo housing costs.

Is Health Care more affordable in Toledo or is Health Care more affordable in Waterloo.
- Health related expenses are 15.7% more in Waterloo.
 Toledo, OHWaterloo, IAUnited States
 Overall  Unlock75.7100
 Food & Groceries90.3  Unlock100
 Health  Unlock104.8100
 Housing28.1  Unlock100
 Median Home Cost  Unlock$121,000$338,100
 Utilities97  Unlock100
 Transportation  Unlock64.3100
 Miscellaneous104.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Toledo    50 Reviews

Over 4 years ago

I am a renter and the people are cold and disrespectful to you when you are disabled and single. They want to tell you want to do.They want you to make friends when the  More

   |    Reply

Perfect for parents with older children. We moved to Toledo, OH from Madison, WI months before the COVID quarantine in 2020. We cross-compared possible living areas in  More

   |    Reply

Toledoly Terrible! People are aggressive and understanding, after you are nice enough to them for way too long. The city looks like the bad parts of Detroit but does  More

   |    Reply

Start Your Review of Toledo

Reviews for Waterloo    5 Reviews

The bike racks recently installed on the MET buses was a great idea for a community that has numerous bike riders and  More

   |    Reply

Over 17 years ago

Unless you're into getting wasted on a regular basis there's not a lot to do here. Most people barhop for fun. Being someone who doesn't drink and doesn't enjoy being  More

   |    Reply

Over 17 years ago

So the weather is emotional here - on and off during the summer its hot and rainy, yet during the fall it is quite often beautiful. Winters can be long, and spring can  More

   |    Reply

Start Your Review of Waterloo


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.