2025 Compare Cities Cost of Living:
Tracy, CA vs Chicago, IL

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Highlights
Is it cheaper to live in Chicago or is it cheaper to live in Tracy?
- Chicago is 15.2% less expensive than Tracy.

Which city has more affordable housing, Chicago or Tracy?
- Chicago housing costs are 56.6% less expensive than Tracy housing costs.

Is Health Care more affordable in Tracy or is Health Care more affordable in Chicago.
- Health related expenses are 12.6% less in Chicago.
 Tracy, CAChicago, ILUnited States
 Overall  Unlock105.7100
 Food & Groceries107.2  Unlock100
 Health  Unlock88.0100
 Housing229.7  Unlock100
 Median Home Cost  Unlock$284,100$338,100
 Utilities110  Unlock100
 Transportation  Unlock138.5100
 Miscellaneous111.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Tracy    18 Reviews

Native born and raised in Tracy. I've seen it go from a small community of 12,000 to almost 100,000 in 50 years. The growth has not been for the better IMO. It has  More

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I was raised in Tracy and over the last 60+ years, it has gone from a small town of about 9,000 to almost 100,000. The changes have not all been good. It was a good  More

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I have been living here for 4 years and I can’t wait to move out of here. Tracy is a place very very very dusty.. it can be just one week and you have to wipe out  More

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Reviews for Chicago    270 Reviews

I've lived in Chicago city and later moved to suburbs when family size increased. Absolutely love this city. This is the cleanest and most beautiful among the major  More

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Chicago is probably the best value in a major city that you can find and my personal favorite city. It will become increasingly important as climate change makes the  More

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I've live on north side and south side, UIC medical center. Don't move here go to the north side. No good amenities, if you get bored with one there is no other choices.  More

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