2026 Compare Cities Cost of Living:
Tracy, CA vs Somerset, KY

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Highlights
Is it cheaper to live in Somerset or is it cheaper to live in Tracy?
- Somerset is 37.2% less expensive than Tracy.

Which city has more affordable housing, Somerset or Tracy?
- Somerset housing costs are 75.4% less expensive than Tracy housing costs.

Is Health Care more affordable in Tracy or is Health Care more affordable in Somerset.
- Health related expenses are 3.6% more in Somerset.
 Tracy, CASomerset, KYUnited States
 Overall  Unlock78.3100
 Food & Groceries107.2  Unlock100
 Health  Unlock104.3100
 Housing229.7  Unlock100
 Median Home Cost  Unlock$192,700$338,100
 Utilities110  Unlock100
 Transportation  Unlock67.3100
 Miscellaneous111.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Tracy    18 Reviews

Native born and raised in Tracy. I've seen it go from a small community of 12,000 to almost 100,000 in 50 years. The growth has not been for the better IMO. It has  More

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I was raised in Tracy and over the last 60+ years, it has gone from a small town of about 9,000 to almost 100,000. The changes have not all been good. It was a good  More

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I have been living here for 4 years and I can’t wait to move out of here. Tracy is a place very very very dusty.. it can be just one week and you have to wipe out  More

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Reviews for Somerset    7 Reviews

Over 12 years ago

There is certainly a small town atmosphere here. It seems as if there is a high percentage of the population that wants to get Somerset "on the map", but they want to do  More

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Over 16 years ago

I have lived here since 1989. My family moved me here from Chicago Ill when I was 5 years old. Growing up in this place, I can tell you first hand what you children will  More

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Over 18 years ago

I wanted to post facts on somerset on my previous post because sometimes on bestplaces.net it is just opinions and those can be misleading or one-sided. So I posted  More

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