2026 Compare Cities Cost of Living:
Utica, NY vs Frederick, MD

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Highlights
Is it cheaper to live in Frederick or is it cheaper to live in Utica?
- Frederick is 32.7% more expensive than Utica.

Which city has more affordable housing, Frederick or Utica?
- Frederick housing costs are 151.6% more expensive than Utica housing costs.

Is Health Care more affordable in Utica or is Health Care more affordable in Frederick.
- Health related expenses are 23.8% less in Frederick.
 Utica, NYFrederick, MDUnited States
 Overall  Unlock113.7100
 Food & Groceries98.0  Unlock100
 Health  Unlock84.8100
 Housing51.7  Unlock100
 Median Home Cost  Unlock$408,300$338,100
 Utilities110  Unlock100
 Transportation  Unlock98.1100
 Miscellaneous111.5  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Utica    11 Reviews

Utica has stabilized after a few decades of rather precipitous decline. It reached its peak population of just over 100,000 in 1960 but began a descent in subsequent  More

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I grew up in Utica and it is a great place to live and raise a family. There is a high immigrant population which has helped grow the city and make it very cultural. The  More

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The food is the best in the country, great parks, a zoo, it's own ski hill and great culture with the Stanley and Museum. Plus it's the gateway to the Adirondacks. I  More

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Reviews for Frederick    19 Reviews

Over 7 years ago

I have been here 28 years,working in D.C with 3-4 hour commute ,one highway only to travel.Traffic is awful 24-7.Abandoned shopping centers for 10-15 years,& other  More

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Company with the most  More

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Over 12 years ago

Crime seems to be pretty low here. Police do an excellent  More

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