2026 Compare Cities Cost of Living:
Waco, TX vs Tracy, CA

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Highlights
Is it cheaper to live in Tracy or is it cheaper to live in Waco?
- Tracy is 49.5% more expensive than Waco.

Which city has more affordable housing, Tracy or Waco?
- Tracy housing costs are 298.8% more expensive than Waco housing costs.

Is Health Care more affordable in Waco or is Health Care more affordable in Tracy.
- Health related expenses are 0.3% less in Tracy.
 Waco, TXTracy, CAUnited States
 Overall  Unlock124.7100
 Food & Groceries92.4  Unlock100
 Health  Unlock100.7100
 Housing57.6  Unlock100
 Median Home Cost  Unlock$752,800$338,100
 Utilities97  Unlock100
 Transportation  Unlock125.9100
 Miscellaneous91.3  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Waco    20 Reviews

Over 5 years ago

This town is a nightmare for all nearby towns or people passing through. Expect to add an hour to your trip if you're passing through. Traffic. Traffic traffic.  More

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Best city in Texas when you count traffic, housing cost, eateries, Baylor Bear sports, largest urban lake in Texas, Texas Rangers Hall of Fame, Texas Sports Hall of  More

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i was raised in waco tx and recently moved to country to get away from the drama and crime associated w living in waco.But it seems now the city of Waco has purchased  More

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Reviews for Tracy    18 Reviews

Native born and raised in Tracy. I've seen it go from a small community of 12,000 to almost 100,000 in 50 years. The growth has not been for the better IMO. It has  More

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I was raised in Tracy and over the last 60+ years, it has gone from a small town of about 9,000 to almost 100,000. The changes have not all been good. It was a good  More

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I have been living here for 4 years and I can’t wait to move out of here. Tracy is a place very very very dusty.. it can be just one week and you have to wipe out  More

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