2025 Compare Cities Cost of Living:
Wilmington, NC vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Wilmington?
- Fernandina Beach is 12.4% more expensive than Wilmington.

Which city has more affordable housing, Fernandina Beach or Wilmington?
- Fernandina Beach housing costs are 52.4% more expensive than Wilmington housing costs.

Is Health Care more affordable in Wilmington or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 7.7% less in Fernandina Beach.
 Wilmington, NCFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries99.9  Unlock100
 Health  Unlock109.6100
 Housing98.8  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities97  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous110.4  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Wilmington    71 Reviews

I was born here and I will update more at a later time. First and most important, teh average cost of a 1br apt in Wilmington is approximately $1,800. Rentals have  More

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I think that a lot has changed since covid for this city and will continue to keep changing with our insane economy. But I was born and raised in Wilmington and have  More

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Scotty · 

Wilmington NC was once a wonderful city filled with Southern charm, history, safety and natural beauty. Recently that has been replaced by erasing everything Southern or  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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