Panama City Beach (zip 32413), FL

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Panama City Beach (zip 32413), FL

About Panama City Beach (zip 32413), FL

Living in 32413 Panama City Beach, FL is a great experience! With beautiful white sandy beaches and stunning emerald waters, you can enjoy days spent lounging under the sun and swimming in the ocean. The area is also known for its vibrant nightlife, with many restaurants, bars and clubs on offer for visitors to explore. There's something for everyone here with plenty of shopping and sightseeing options available too. Furthermore, the laid back atmosphere makes it the perfect spot to relax and unwind after a long day at work. No matter your preference, 32413 Panama City Beach is an ideal place for anyone looking for an enjoyable living experience! Beach town/Military town - Florida Panhandle on the Gulf Coast.

Zip Codes: Panama City Beach (zip 32413)
Cost of Living:
Time zone: Eastern Standard Time (EST)
Elevation: 112 ft above sea level

Panama City is one of the more popular beach cities in the Florida Panhandle. The area has large white-sand beaches, particularly to the northwest in Panama City Beach (a separate city). Panama City Beach is a spring-break destination with a substantial tourist-oriented infrastructure including amusement parks. Its 1950’s-style beach strip appearance reflects its mostly lower-middle class clientele. The beaches themselves and the water are very attractive and create a prime destination for watersports enthusiasts. Nearby ocean currents support abundant marine life, and fishing and diving are popular.

Panama City has a modest industrial base and some historic interest. Lynn Haven is a mainly residential community with an interesting history as a planned residential “haven” for elderly Civil War veterans. It was developed by W.H. Lynn, a New York senator, just before World War I. Aside from tourism, the largest employer is the Tyndall Air Force Base. Cost of living and especially housing are reasonable for a Florida beach town, but both are on the rise. High crime rates, isolation from cultural and air service amenities, and tourist impact are the main downsides.

Panama City sits in an area of beaches, coastal dunes, and wet lowland. The interior contains numerous creeks, bays and forested swampland with a rich assortment of live oaks, magnolia, cypress, and pine. Climate is subtropical and mild but subject to occasional northern influences. The Gulf moderates summer heat. Average annual rainfall is high but monthly and yearly totals vary widely. Thunderstorms occur year-round, but most arrive in summer. Tropical storms occasionally affect the area.

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Panama City Beach Cost of Living

Water recreation, future job growth, and attractive beaches make Panama City Beach a great place to live.

+30.7% higher than avg
+3.0% higher than avg
$1,080 /mo
Monthly rent (2br)
-6.3% lower than avg
Panama City Beach Crime
44.9 / 100
Crime is ranked on a scale of 1 (low) to 100 (high). US average: 35.4
Minimum annual income
To live comfortably in Panama City Beach, Florida
for a family
for a single person
Pros & Cons of Panama City Beach
   Water recreation
Crime rates
   Future job growth
Tourist sprawl
   Attractive beaches
Reviews for Panama City Beach
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Over 3 years ago

I lived on the west end of the beach from early 2010 to May 2013 and back then it was quiet, nice, and BackBeach Rd(98) wasn't as congested back then as it is now with  More

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