2026 Compare Cities Cost of Living:
Charlottesville, VA vs Napa, CA

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Highlights
Is it cheaper to live in Napa or is it cheaper to live in Charlottesville?
- Napa is 53.3% more expensive than Charlottesville.

Which city has more affordable housing, Napa or Charlottesville?
- Napa housing costs are 106.8% more expensive than Charlottesville housing costs.

Is Health Care more affordable in Charlottesville or is Health Care more affordable in Napa.
- Health related expenses are 2.9% more in Napa.
 Charlottesville, VANapa, CAUnited States
 Overall  Unlock161.3100
 Food & Groceries101.3  Unlock100
 Health  Unlock109.5100
 Housing136.9  Unlock100
 Median Home Cost  Unlock$862,900$338,100
 Utilities100  Unlock100
 Transportation  Unlock101.3100
 Miscellaneous142.2  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Charlottesville    44 Reviews

Over 5 years ago

I have lived in Charlottesville, Albemarle County for 25 years. It USED to be a decent place but in the past 10 years has gone downhill. Rent is TOO high, landlords are  More

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Over 5 years ago

Loved here for 7 years, lots of parks and close proximity to Shenandoah, but that’s where the positives end. High cost of living with extreme income inequality,  More

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Over 5 years ago

Charlottesville resident for 7 years. Plenty of parks, the Rivanna River and trail, and a short drive to Shenandoah National Park means plenty of opportunities for  More

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Reviews for Napa    19 Reviews

I have lived in Napa for 20 years. In that time, Napa has changed dramatically. Today, Napa is very much a Hispanic community. Many Latinos don't or won't speak English  More

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My longtime Napa home burned to smithereens in 2017. That same night, a crazy stalker set her sights on me. Two nights after the fire, she showed up at my rescue house  More

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Napa is a very easy place to live, especially for those contemplating retirement. The pace of life is peaceful. The weather is superb -- never miserably cold or hot but  More

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