2026 Compare Cities Cost of Living:
Chattanooga, TN vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Chattanooga?
- Half Moon Bay is 178.7% more expensive than Chattanooga.

Which city has more affordable housing, Half Moon Bay or Chattanooga?
- Half Moon Bay housing costs are 572.9% more expensive than Chattanooga housing costs.

Is Health Care more affordable in Chattanooga or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 17.3% more in Half Moon Bay.
 Chattanooga, TNHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries97.0  Unlock100
 Health  Unlock117.4100
 Housing75.0  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities95  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous102.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Chattanooga    60 Reviews

Over 5 years ago

Moved to Chattanooga from the San Francisco Bay area. It was a hard one but after losing much in the 2017, 2018, 2019 annual wildfire festival of California I got tired  More

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I feel like the crime in Chattanooga gets glossed over in most reviews. Lived here virtually my entire life and I will truly miss the golden sunrises against the  More

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I live in nearby Cleveland TN where I have lived for 20 years. I like to shop and visit Chattanooga as there is a lot to do but they do have a very high crime rate.   More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 20 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 21 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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