2026 Compare Cities Cost of Living:
Chattanooga, TN vs Winter Haven, FL

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Highlights
Is it cheaper to live in Winter Haven or is it cheaper to live in Chattanooga?
- Winter Haven is 2.1% more expensive than Chattanooga.

Which city has more affordable housing, Winter Haven or Chattanooga?
- Winter Haven housing costs are 4.0% less expensive than Chattanooga housing costs.

Is Health Care more affordable in Chattanooga or is Health Care more affordable in Winter Haven.
- Health related expenses are 0.8% more in Winter Haven.
 Chattanooga, TNWinter Haven, FLUnited States
 Overall  Unlock91.6100
 Food & Groceries97.0  Unlock100
 Health  Unlock100.9100
 Housing75.0  Unlock100
 Median Home Cost  Unlock$281,200$338,100
 Utilities95  Unlock100
 Transportation  Unlock91.0100
 Miscellaneous102.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Chattanooga    60 Reviews

Over 5 years ago

Moved to Chattanooga from the San Francisco Bay area. It was a hard one but after losing much in the 2017, 2018, 2019 annual wildfire festival of California I got tired  More

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I feel like the crime in Chattanooga gets glossed over in most reviews. Lived here virtually my entire life and I will truly miss the golden sunrises against the  More

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I live in nearby Cleveland TN where I have lived for 20 years. I like to shop and visit Chattanooga as there is a lot to do but they do have a very high crime rate.   More

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Reviews for Winter Haven    9 Reviews

Over 3 years ago

I moved here 4 years ago from Sarasota FL., because it seemed quiet, calmer, less expensive, and a reasonable distance back to SRQ, Tampa, and Orlando. What a mistake!  More

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Definitely NOT a fan. My son moved me here without checking the rental home or neighborhood. WOW, we're we in for a surprise. It's total ghetto. I would NEVER  More

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Over 9 years ago

I lived in Bartow, right down the road from WH for many years. This is not a metropolitan area. It is middle class, bedroom community. It will take you less than an hour  More

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