2025 Compare Cities Cost of Living:
Chicago, IL vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Chicago?
- Fernandina Beach is 4.4% more expensive than Chicago.

Which city has more affordable housing, Fernandina Beach or Chicago?
- Fernandina Beach housing costs are 50.9% more expensive than Chicago housing costs.

Is Health Care more affordable in Chicago or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 24.5% more in Fernandina Beach.
 Chicago, ILFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries97.2  Unlock100
 Health  Unlock109.6100
 Housing99.8  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities93  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous139.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Chicago    270 Reviews

I've lived in Chicago city and later moved to suburbs when family size increased. Absolutely love this city. This is the cleanest and most beautiful among the major  More

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Chicago is probably the best value in a major city that you can find and my personal favorite city. It will become increasingly important as climate change makes the  More

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I've live on north side and south side, UIC medical center. Don't move here go to the north side. No good amenities, if you get bored with one there is no other choices.  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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