2025 Compare Cities Cost of Living:
Elgin, IL vs Schaumburg, IL

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Highlights
Is it cheaper to live in Schaumburg or is it cheaper to live in Elgin?
- Schaumburg is 10.8% more expensive than Elgin.

Which city has more affordable housing, Schaumburg or Elgin?
- Schaumburg housing costs are 32.1% more expensive than Elgin housing costs.

Is Health Care more affordable in Elgin or is Health Care more affordable in Schaumburg.
- Health related expenses are 5.1% less in Schaumburg.
 Elgin, ILSchaumburg, ILUnited States
 Overall  Unlock105.7100
 Food & Groceries96.3  Unlock100
 Health  Unlock88.0100
 Housing80.4  Unlock100
 Median Home Cost  Unlock$273,100$338,100
 Utilities99  Unlock100
 Transportation  Unlock125.4100
 Miscellaneous138.6  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Elgin    9 Reviews

When I first moved to Elgin 2 years ago I did not like it. I lived in a mobile home park near the river and highway 90 in a senior community that over prices it's lot  More

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Hi, as a way of updating the post for Elgin and providing a rebuttal for some of the negative reviews, I've decided to post on this board. I've lived in Elgin since  More

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Over 15 years ago

I have lived in Elgin my whole life and it is very sad to read these comments about my town.... I'm a senior at South Elgin High School and I will be graduating this  More

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Reviews for Schaumburg    10 Reviews

Nice middle-class community. Excellent schools. Excellent variety in retail establishments. Very good park district with plentiful activities, classes, and three outdoor  More

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Schaumburg, Schaumburg, it's Ok, I guess I don't have much to  More

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At 11% sales tax I believe that Cook County, IL. is the highest in the country. The cost of gasoline is bumped by this as well as the use of smog formulated fuel which  More

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