2026 Compare Cities Cost of Living:
Fernandina Beach, FL vs Chapel Hill, NC

Change Cities
Highlights
Is it cheaper to live in Chapel Hill or is it cheaper to live in Fernandina Beach?
- Chapel Hill is 2.3% less expensive than Fernandina Beach.

Which city has more affordable housing, Chapel Hill or Fernandina Beach?
- Chapel Hill housing costs are 4.6% more expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Chapel Hill.
- Health related expenses are 6.5% less in Chapel Hill.
 Fernandina Beach, FLChapel Hill, NCUnited States
 Overall  Unlock107.8100
 Food & Groceries105.7  Unlock100
 Health  Unlock102.5100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$550,100$338,100
 Utilities105  Unlock100
 Transportation  Unlock82.6100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

   |    Reply

Over 6 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

   |    Reply

Over 12 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

   |    Reply

Start Your Review of Fernandina Beach

Reviews for Chapel Hill    16 Reviews

Between my wife and I, we've lived in Raleigh, Cary, Durham, and Chapel Hill, and it's Chapel Hill we prefer. Franklin Street is always lively with an eclectic mix of  More

   |    Reply

I am not sure if Bert has actually been to the Triangle, but for starters, Durham, as Chapel Hill residents know and envy, is and has been for 5 yrs now a vibrant  More

   |    Reply

someone told me they live in the hills/mountains right near chapel hill, and the summers are much cooler there, while the town itself is easily accessible. is this  More

   |    Reply

Start Your Review of Chapel Hill


Learn More About Chapel Hill, North Carolina
Overview
Cost of Living
Job Market
Crime
Climate
Economy
Religion
Voting
Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.