2025 Compare Cities Cost of Living:
Fernandina Beach, FL vs Ocean Springs, MS

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Highlights
Is it cheaper to live in Ocean Springs or is it cheaper to live in Fernandina Beach?
- Ocean Springs is 24.3% less expensive than Fernandina Beach.

Which city has more affordable housing, Ocean Springs or Fernandina Beach?
- Ocean Springs housing costs are 55.8% less expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Ocean Springs.
- Health related expenses are 6.9% less in Ocean Springs.
 Fernandina Beach, FLOcean Springs, MSUnited States
 Overall  Unlock83.5100
 Food & Groceries105.7  Unlock100
 Health  Unlock102.0100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$234,500$338,100
 Utilities105  Unlock100
 Transportation  Unlock90.2100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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Reviews for Ocean Springs    16 Reviews

Over 3 years ago

I have lived in Ocean springs for 25 years now. I am a Yank by birth (Michigan), but a Mississippian by choice. I was a career military person and I was pretty upset  More

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Over 4 years ago

Any one buying a house in ocean springs should hire a licensed home inspector to make sure the house meets the current code. In parktown where I live they are making  More

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Run for the hills, Home owners insurance continues to rise and then you can't sell your house. The school superintendent retires with a fat retirement package and  More

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