2025 Compare Cities Cost of Living:
Fernandina Beach, FL vs Palm Beach Gardens, FL

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Highlights
Is it cheaper to live in Palm Beach Gardens or is it cheaper to live in Fernandina Beach?
- Palm Beach Gardens is 3.4% more expensive than Fernandina Beach.

Which city has more affordable housing, Palm Beach Gardens or Fernandina Beach?
- Palm Beach Gardens housing costs are 0.9% more expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Palm Beach Gardens.
- Health related expenses are 7.8% less in Palm Beach Gardens.
 Fernandina Beach, FLPalm Beach Gardens, FLUnited States
 Overall  Unlock114.1100
 Food & Groceries105.7  Unlock100
 Health  Unlock101.0100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$607,500$338,100
 Utilities105  Unlock100
 Transportation  Unlock120.8100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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Reviews for Palm Beach Gardens    5 Reviews

Over 13 years ago

I have found the cost of living here is above the national average. Lots of nice restaurants, good shopping, pretty beaches but it's getting more & more populated with  More

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Over 16 years ago

All of Palm Beach Gardens is an extremely safe environment. The police force is great and aggressive about its presence in all neighborhoods. We feel very safe, even  More

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The cost of living in Palm Beach Gardends has become financially unsustainable for our family. The homeowners taxes are ridiculously high and the homeowners insurance  More

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