2025 Compare Cities Economy:
Fernandina Beach, FL vs Panama City, FL

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Highlights
- Household income in Panama City, is 36% less than it is in Fernandina Beach and is 34% below the National Average.
- Fernandina Beach unemployment rate is 4.0%.
- Panama City unemployment rate is 5.3%.
 Fernandina Beach, FLPanama City, FLUnited States
 Unemployment Rate  Unlock5.3%6.0%
 Recent Job Growth  Unlock2.0%1.6%
 Future Job Growth47.8%  Unlock33.5%
 Sales Taxes7.0%  Unlock6.2%
 Income Taxes  Unlock0.0%4.6%
 Income per Cap.$50,051  Unlock$37,638
 Household Income  Unlock$51,569$69,021
 Family Median Income$94,675  Unlock$85,028
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 Est. Households By Income
 Fernandina Beach, FLPanama City, FLUnited States
 Income Less Than 15K  Unlock13.2%9.4%
 Income between 15K and 20K2.6%  Unlock3.8%
 Income between 20K and 30K  Unlock11.8%8.1%
 Income between 30K and 40K8.5%  Unlock8.0%
 Income between 40K and 50K  Unlock10.1%7.6%
 Income between 50K and 60K7.2%  Unlock7.2%
 Income between 60K and 75K  Unlock10.3%9.6%
 Income between 75K and 100K15.5%  Unlock12.8%
 Income between 100K and 150K  Unlock10.2%16.3%
 Income between 150K and 200K9.5%  Unlock7.8%
 Income greater than 200K  Unlock4.1%9.5%
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 Population By Occupation
 Fernandina Beach, FLPanama City, FLUnited States
 Management, business, finance17.6%  Unlock16.4%
 Engineering, computers, science  Unlock6.2%6.5%
 Community, social services4.1%  Unlock1.8%
 Legal  Unlock1.4%1.2%
 Education, library5.9%  Unlock6.2%
 Arts, design, media, sports, entertainment  Unlock1.5%2.0%
 Healthcare practitioners and technology5.5%  Unlock6.2%
 Healthcare support  Unlock1.7%3.3%
 Firefighters, law enforcement1.2%  Unlock2.1%
 Food preparation, serving  Unlock9.0%5.4%
 Building maintenance3.8%  Unlock3.6%
 Personal care  Unlock2.6%2.6%
 Sales, office, administrative support25.5%  Unlock20.9%
 Farming, fishing, forestry  Unlock0.2%0.6%
 Construction, extraction, maintenance/repair5.3%  Unlock8.1%
 Production, transportation, material moving  Unlock11.4%13.1%
Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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Reviews for Panama City    20 Reviews

Over 3 years ago

I moved here from Akron, OH back in 2007 and was expecting a huge city (similar to Miami), nope, I was wrong. It ended up being more like a backwards redneck town more  More

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Over 4 years ago

If you love bars, trailers, isolation, and generic shopping while feeling depressed then this is the place for you. Panama City has alot of shallow people, most red  More

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This review is from a 24 year resident moved from Michigan. When I first moved, I missed the bigger city things like a university, large library, electronics stores, and  More

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