2025 Compare Cities Cost of Living:
Germantown, MD vs Albany, NY

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Highlights
Is it cheaper to live in Albany or is it cheaper to live in Germantown?
- Albany is 28.3% less expensive than Germantown.

Which city has more affordable housing, Albany or Germantown?
- Albany housing costs are 34.5% less expensive than Germantown housing costs.

Is Health Care more affordable in Germantown or is Health Care more affordable in Albany.
- Health related expenses are 34.6% more in Albany.
 Germantown, MDAlbany, NYUnited States
 Overall  Unlock99.3100
 Food & Groceries108.6  Unlock100
 Health  Unlock116.8100
 Housing125.0  Unlock100
 Median Home Cost  Unlock$253,100$338,100
 Utilities94  Unlock100
 Transportation  Unlock87.6100
 Miscellaneous146.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Germantown    8 Reviews

When I first moved to Germantown, this city was up and coming. It still felt like the country and the air was breathable and not as much traffic. That was in 2010. In 3  More

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Over 12 years ago

Montgomery County is not a dog friendly place if you own pets. The dog regulations do not favor the dog or dog owner and one should consider Frederick, Howard or Carroll  More

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Over 13 years ago

Everything costs more here because of the proximity to Washington D.C. I came from Long Island, NY where it was also expensive. Since I've been here costs go up, but  More

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Reviews for Albany    56 Reviews

Over 3 years ago

I live relatively close to Albany, and I gotta say, its a great city. I think it has a lot of good places for food, good living spaces, nice jobs and offices, and I  More

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Over 5 years ago

I’ve lived just outside of Albany in Clifton Park and its always been decent for me. The town is nice and theres a lot to do. The prices are a little expensive including  More

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Over 5 years ago

Good place to retire. Walkable. Young people. Buses. Sidewalks. Feel safe here in Whitehall neighborhood. Plenty to do. Taxes in ny are high,but you get what you pay  More

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