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2026 Compare Cities Housing:
Germantown, TN vs Prospect, KY

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Highlights
- The median age of a home in Germantown is 10.5% older than the median age of a home in Prospect.
 Germantown, TNProspect, KYUnited States
 Median Home Age38  Unlock42
 Median Home Cost  Unlock$550,100$338,100
 Home Appr. Last 12 months15.0%  Unlock16.6%
 Home Appr. Last 5 yrs.  Unlock48.3%57.0%
 Home Appr. Last 10 yrs.97.6%  Unlock101.1%
 Property Tax Rate  Unlock$9.7$11.0
 Homes Owned84.1%  Unlock57.4%
 Housing Vacant  Unlock7.7%11.2%
 Homes Rented12.0%  Unlock31.4%
 space
 Avg Rent For Home Or Apartment
 Germantown, TNProspect, KYUnited States
 Average Rent  Unlock$2,120$1,840
 Studio Apartment$1,150  Unlock$1,080
 1 Bedroom Home or Apartment  Unlock$1,350$1,180
 2 Bedroom Home or Apartment$1,490  Unlock$1,430
 3 Bedroom Home or Apartment  Unlock$2,150$1,860
 4 Bedroom Home or Apartment$2,280  Unlock$2,160
 space1
 Vacant Housing
 Germantown, TNProspect, KYUnited States
 Vacant For Rent  Unlock1.4%1.9%
 Vacant Rented0.3%  Unlock0.4%
 Vacant For Sale  Unlock1.8%0.7%
 Vacant Sold0.3%  Unlock0.4%
 Vacant Vacation  Unlock2.9%3.6%
 Vacant Other1.1%  Unlock4.1%
 space2
 Owner-Occupied Housing Value
 Germantown, TNProspect, KYUnited States
 Less Than $20,000  Unlock0.3%2.6%
 $20,000 to $39,9990.3%  Unlock2.4%
 $40,000 to $59,999  Unlock0.0%2.8%
 $60,000 to $79,9990.2%  Unlock3.9%
 $80,000 to $99,999  Unlock0.0%4.5%
 $100,000 to $149,9990.7%  Unlock11.3%
 $150,000 to $199,999  Unlock1.7%13.0%
 $200,000 to $299,99925.8%  Unlock20.1%
 $300,000 to $399,999  Unlock31.9%13.6%
 $400,000 to $499,99914.0%  Unlock8.3%
 $500,000 to $749,999  Unlock33.1%9.7%
 $750,000 to $999,9994.9%  Unlock3.9%
 $1,000,000 to $1,499,999  Unlock1.5%2.2%
 $1,500,000 to $1,999,9990.3%  Unlock0.8%
 $2,000,000 and over  Unlock0.0%1.1%
 space3
 Housing Units By Year Built
 Germantown, TNProspect, KYUnited States
 2015 and Newer0.0%  Unlock0.2%
 2010 to 2014  Unlock9.0%13.6%
 2000 to 200910.2%  Unlock13.6%
 1990 to 1999  Unlock34.6%13.6%
 1980 to 198925.3%  Unlock13.2%
 1970 to 1979  Unlock25.2%14.8%
 1960 to 196915.6%  Unlock13.6%
 1950 to 1959  Unlock0.8%10.0%
 1940 to 19490.6%  Unlock4.7%
 1939 or Earlier  Unlock0.5%12.2%
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Reviews for Germantown    10 Reviews
Ken · Germantown, TN
Climate & cost of living
Over 11 years ago

We get all four seasons in Germantown. Winters are mild with maybe 4" of snow. Summers are hot & humid. This semi-tropical enviroment is why our vegitation is so  More

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Kiana · Eads, TN
Houston High School
Over 12 years ago

I don't care what anybody says about this school.... I HATE HHS! Yeah. It's a great academic (which you REALLY have to be dedicated to studying for) and AWESOME visual  More

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Richard · Germantown, TN
Germantown, TN
Over 15 years ago

Germantown, TN is a small suburb of Memphis, TN with a good school system, great community life and a very low crime  More

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Reviews for Prospect    3 Reviews
Sherif · Prospect, KY
Cost of Living
Over 18 years ago

Although housing is more expensive than most other cities in Kentucky, as are the real estate taxes it is worth it for the piece of mind and the great schools. Otherwise  More

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Abhd · Louisville, KY
response to original poster
Over 19 years ago

Quick response to what was posted. I would say her post is inaccurate except for the part about taxes. People are friendlier and more laid back than the people up  More

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Mary Beth  · Prospect, KY
Prospect, KY - General comments
Over 20 years ago

Everything is relative as the saying goes, but we transplanted here from Germantown, TN (which we loved)to Prospect, KY (suburb of Louisville). We find the people are  More

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Learn More About Germantown, Tennessee
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