2025 Compare Cities Cost of Living:
Jay, FL vs Fort Walton Beach, FL

Change Cities
Highlights
Is it cheaper to live in Fort Walton Beach or is it cheaper to live in Jay?
- Fort Walton Beach is 1.1% more expensive than Jay.

Which city has more affordable housing, Fort Walton Beach or Jay?
- Fort Walton Beach housing costs are 54.4% more expensive than Jay housing costs.

Is Health Care more affordable in Jay or is Health Care more affordable in Fort Walton Beach.
- Health related expenses are 5.9% more in Fort Walton Beach.
 Jay, FLFort Walton Beach, FLUnited States
 Overall  Unlock100.9100
 Food & Groceries95.9  Unlock100
 Health  Unlock104.2100
 Housing61.9  Unlock100
 Median Home Cost  Unlock$322,200$338,100
 Utilities110  Unlock100
 Transportation  Unlock90.1100
 Miscellaneous105.3  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Jay    5 Reviews

Over 4 years ago

This particular place is where I call home. I've never seen a sign at our borders that said anything about staying out if you're dark skinned. I've never seen anyone  More

   |    Reply

Over 6 years ago

I grew up in Jay and lived there up until I was 19. Living there was absolute hell for so many reasons. The population is very small and 98% white people. Most of the  More

   |    Reply

I've lived here for six years now, since I was fifteen. The only school is small: I graduated in a class of somewhere around 50, I believe. The most interesting thing  More

   |    Reply

Start Your Review of Jay

Reviews for Fort Walton Beach    10 Reviews

Over 3 years ago

Ive lived in Fort Walton for atleast 15yrs.Ive seen the good days(early to late 200's)and now the bad.If you move here,youd better make atleast $10,000 a month.These  More

   |    Reply

I would like to know if Fort Walton Beach is a better place to live rather than busy Clearwater FL. We want to re-locate to a quieter city with all the amenities of a  More

   |    Reply

FWB is great for its beautiful beaches and saltwater fishing. It's also easy to move around town except during rush hour (yes, we have a rush hour - but it literally  More

   |    Reply

Start Your Review of Fort Walton Beach


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.