2025 Compare Cities Cost of Living:
Laguna Niguel, CA vs Santa Barbara, CA

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Highlights
Is it cheaper to live in Santa Barbara or is it cheaper to live in Laguna Niguel?
- Santa Barbara is 6.2% less expensive than Laguna Niguel.

Which city has more affordable housing, Santa Barbara or Laguna Niguel?
- Santa Barbara housing costs are 33.4% more expensive than Laguna Niguel housing costs.

Is Health Care more affordable in Laguna Niguel or is Health Care more affordable in Santa Barbara.
- Health related expenses are 21.2% more in Santa Barbara.
 Laguna Niguel, CASanta Barbara, CAUnited States
 Overall  Unlock154.7100
 Food & Groceries105.5  Unlock100
 Health  Unlock113.2100
 Housing357.3  Unlock100
 Median Home Cost  Unlock$1,525,500$338,100
 Utilities102  Unlock100
 Transportation  Unlock97.0100
 Miscellaneous156.2  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Laguna Niguel    19 Reviews

Over 5 years ago

I have lived in Laguna Niguel for over 20 years. After living in many of the surrounding cities, I found Laguna Niguel to be more laid back making it the perfect area  More

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This is, we think, a wonderful place to live. Friendly people, convenient to shopping, restaurants, beaches, etc. Weather is mild and beautiful. Everything is clean and  More

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Over 7 years ago

ANYONE THINKING ABOUT MOVING TO LAGUNA NIGUEL HAD BETTER RETHINK THEIR DECISION IF IT IS UNDER THE JURISDICTION OF THE LAGUNA KNOWLS H.O.A. IT IS THE MOST RACIALLY  More

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Reviews for Santa Barbara    51 Reviews

I moved to Santa Barbara around 23 years ago to study at Brooks, which like most of the Santa Barbara that I knew—has been destroyed. Homelessness, drugs, gangs, high  More

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Over 4 years ago

I fell in love with Santa Barbara about thirty years ago and finally moved here a few years ago. Because of the price of homes, it is an expensive place to live. The  More

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If you like high crime, paying a $4,500 a month mortgage and crazy high taxes, this is the place for you. It’s too bad because it wasn’t always like this. When I moved  More

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