2025 Compare Cities Cost of Living:
Lake City, FL vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Lake City?
- Fernandina Beach is 29.0% more expensive than Lake City.

Which city has more affordable housing, Fernandina Beach or Lake City?
- Fernandina Beach housing costs are 144.5% more expensive than Lake City housing costs.

Is Health Care more affordable in Lake City or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 6.1% less in Fernandina Beach.
 Lake City, FLFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries96.8  Unlock100
 Health  Unlock109.6100
 Housing61.6  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities103  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous78.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Lake City    6 Reviews

I have been here 7 years and until Covid hit, I thought is was okay despite a large number of Confederate flags. Covid brought the worst in people. I have been  More

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Over 16 years ago

You can always build a place of worship or build Jewish community. The Muslims just build their place of worship here and many Christians have their churches. Why  More

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I have lived all over the country from Missouri, Pennsylvania, and have finally found my niche here in Lake City, Florida. I love it here, and with the church I  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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