2025 Compare Cities Cost of Living:
New York, NY vs Germantown, MD

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Highlights
Is it cheaper to live in Germantown or is it cheaper to live in New York?
- Germantown is 19.7% less expensive than New York.

Which city has more affordable housing, Germantown or New York?
- Germantown housing costs are 44.3% less expensive than New York housing costs.

Is Health Care more affordable in New York or is Health Care more affordable in Germantown.
- Health related expenses are 32.0% less in Germantown.
 New York, NYGermantown, MDUnited States
 Overall  Unlock138.5100
 Food & Groceries116.6  Unlock100
 Health  Unlock86.8100
 Housing224.3  Unlock100
 Median Home Cost  Unlock$378,800$338,100
 Utilities151  Unlock100
 Transportation  Unlock140.9100
 Miscellaneous136.4  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for New York    330 Reviews

I'm from the South and the perception I had was that New York was a filthy slum full of sketchy people and crime. I visited it, and it's actually on the other end of the  More

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New York City is crazy Great there are to many things to do and see in NYC for anyone to ever complain about the city other than most Of the population with stacked on  More

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Over 4 years ago

filthy. deplorable. weak character. the people of new york aren't classy, they're not even decent. rude, obnoxious, arrogant, and smug, and to make it all worse there's  More

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Reviews for Germantown    8 Reviews

When I first moved to Germantown, this city was up and coming. It still felt like the country and the air was breathable and not as much traffic. That was in 2010. In 3  More

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Over 12 years ago

Montgomery County is not a dog friendly place if you own pets. The dog regulations do not favor the dog or dog owner and one should consider Frederick, Howard or Carroll  More

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Over 13 years ago

Everything costs more here because of the proximity to Washington D.C. I came from Long Island, NY where it was also expensive. Since I've been here costs go up, but  More

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