2025 Compare Cities Cost of Living:
Panama City Beach, FL vs Lady Lake, FL

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Highlights
Is it cheaper to live in Lady Lake or is it cheaper to live in Panama City Beach?
- Lady Lake is 5.6% more expensive than Panama City Beach.

Which city has more affordable housing, Lady Lake or Panama City Beach?
- Lady Lake housing costs are 34.2% less expensive than Panama City Beach housing costs.

Is Health Care more affordable in Panama City Beach or is Health Care more affordable in Lady Lake.
- Health related expenses are 2.1% more in Lady Lake.
 Panama City Beach, FLLady Lake, FLUnited States
 Overall  Unlock100.7100
 Food & Groceries102.4  Unlock100
 Health  Unlock101.2100
 Housing123.8  Unlock100
 Median Home Cost  Unlock$318,800$338,100
 Utilities106  Unlock100
 Transportation  Unlock100.9100
 Miscellaneous91.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Panama City Beach    12 Reviews

Over 6 years ago

I've lived here since 2001 and have seen many changes, mainly for the good. Although in the last couple years, and even more so after Hurricane Michael the cost of  More

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Over 6 years ago

I loved this area until I heard the property owners/corporations increased peoples rents between 30% to 90% that were still recovering from last years  More

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Over 12 years ago

Pannama city lived in the neighboring area 6 years loved it . I think you expect to much from such a small town as for the papermill you either put up with the smell or  More

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Reviews for Lady Lake    7 Reviews

Over 11 years ago

A nothing town, only famous because of The Villages, which is a huge complex spread out into 3 counties. You can live in the town of Lady Lake and still visit and enjoy  More

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Lady Lake is a bedroom community to The Villages, one of the best over 55 years of age retirement communities in the country. The villages is currently approximately  More

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I'm pretty sure my opinion will be in the minority here since my interests are more cultural and intellectual than sports or "entertainment" oriented. I moved here in  More

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