2025 Compare Cities Cost of Living:
Payson, AZ vs Ludington, MI

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Highlights
Is it cheaper to live in Ludington or is it cheaper to live in Payson?
- Ludington is 14.8% less expensive than Payson.

Which city has more affordable housing, Ludington or Payson?
- Ludington housing costs are 44.5% less expensive than Payson housing costs.

Is Health Care more affordable in Payson or is Health Care more affordable in Ludington.
- Health related expenses are 24.4% less in Ludington.
 Payson, AZLudington, MIUnited States
 Overall  Unlock78.7100
 Food & Groceries97.3  Unlock100
 Health  Unlock80.8100
 Housing112.7  Unlock100
 Median Home Cost  Unlock$215,500$338,100
 Utilities105  Unlock100
 Transportation  Unlock72.1100
 Miscellaneous81.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Payson    15 Reviews

We have lived in Payson for over 5 years and love it. It has two large grocery stores, a Walmart, Home Depot, a dozen thrift/ treasure shops, more local shops than we  More

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Over 6 years ago

Payson is a wonderful town especially for retired people and people that want a slower pace... Lots of outdoor activities  More

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Over 6 years ago

I've lived in Payson for 25 years, thank god I worked out of town. There is a saying GO TO PAYSON ON VACATION GO HOME ON PROBATION TURN IN THREE YOU GO  More

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Reviews for Ludington    3 Reviews

Over 17 years ago

Is awesome. I love salmon fishing there. During the summer months there will be thousands of people from Ludington all the way to Frankfort and everyone usually leaves  More

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The beach is the place to be!!!! It is one of the absolute most beautiful beaches in Michigan! The sand dunes on the way to the state park are fabulous and  More

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If you like mild summers and snowy winters this is the place to be!!! From Memorial Day to Labor Day, almost like a switch, the weather is beautiful!! You have your  More

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