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2024 Compare Cities Cost of Living:
Phoenix, AZ vs St. Cloud, MN

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Highlights
Is it cheaper to live in St. Cloud or is it cheaper to live in Phoenix?
- St. Cloud is 20.4% less expensive than Phoenix.

Which city has more affordable housing, St. Cloud or Phoenix?
- St. Cloud housing costs are 39.1% less expensive than Phoenix housing costs.

Is Health Care more affordable in Phoenix or is Health Care more affordable in St. Cloud.
- Health related expenses are 18.4% less in St. Cloud.
 Phoenix, AZSt. Cloud, MNUnited States
 Overall113.089.9100
 Food & Groceries97.397.0100
 Health92.575.5100
 Housing118.672.2100
 Median Home Cost$413,000$218,600$338,100
 Utilities10,180.0%9,840.0%10,000.0%
 Transportation117.981.4100
 Miscellaneous105.7112.5100

100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Phoenix    447 Reviews

Phoenix has tons of the best places to shop and eat at bar none due to it being the big city. Downtown is definitely underrated. There also is some nice new developments  More

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Phoenix Arizona represents a lot of problems with Arizona but it is the big city which has to carry more burdens than the rest of the greater Phoenix Area. 1.  More

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I have lived here my whole life and it used to be not be as busy as it is. It used to be a state where old people would retire in this state and used to be cheap. To put  More

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Reviews for St. Cloud    11 Reviews

The scenery and the water is amazing here affordable living for retired people  More

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Over 3 years ago

Lived here previously, have friends that still do. i don't know why anyone stays. It is the armpit of the state. Smaller town, so everyone knows everyone and is in your  More

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Over 7 years ago

A Stabbing happened at a local mall. I would not recommend the school district either. I heard about bullying in the schools too. I would not recommend living in the  More

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ZIPS IN PHOENIX, ARIZONA
85032, 85033, 85041, 85008, 85035, 85037, 85022, 85009, 85254, 85339, 47 total
ZIPS IN ST. CLOUD, MINNESOTA
56301 56303 56304

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